O‘ZBEKISTON BANKLARIDA MIJOZLARGA XIZMAT KO‘RSATISH SIFATINI OSHIRISH UCHUN STANDARTLASHTIRISH STRATEGIYALARINI ISHLAB CHIQISHNING XORIJ TAJRIBASI. ilmiy. 2025;16(1):276-280. Accessed September 4, 2025. http://journal-web.uz/index.php/04/article/view/1111