“O‘ZBEKISTON BANKLARIDA MIJOZLARGA XIZMAT KO‘RSATISH SIFATINI OSHIRISH UCHUN STANDARTLASHTIRISH STRATEGIYALARINI ISHLAB CHIQISHNING XORIJ TAJRIBASI”. Ta’limning zamonaviy transformatsiyasi 16, no. 1 (February 11, 2025): 276–280. Accessed September 4, 2025. http://journal-web.uz/index.php/04/article/view/1111.