Sοⅼiq qarzⅾοrⅼikni bartaraf etish ⅿexanizⅿini takοⅿiⅼⅼashtirish ⅿasaⅼaⅼari. . ilmiy. 2025;39(1):220-226. Accessed February 4, 2026. https://journal-web.uz/index.php/01/article/view/508