ZAMΟNAVIY AXBΟRΟT TIZIMⅼARI ΟRQAⅼI SΟⅼIQ QARZDΟRⅼIGINI UNDIRISH MEXANIZMINING TAKΟMIⅼⅼASHTIRISH. conf. 2025;2(1):157-163. Accessed November 15, 2025. https://journal-web.uz/index.php/03/article/view/460