“TIJORAT BANKLARIDA ISTE’MOL KREDITLARINI SAMARALI BOSHQARISH VA TAKOMILLASHTIRISH YO’LLARI (O’ZSANOATQURILISHBANK AJ TOSHKENT VILOYATI MISOLIDA)”. Ta’limning Zamonaviy Transformatsiyasi, vol. 16, no. 2, Feb. 2025, pp. 37-41, https://journal-web.uz/index.php/04/article/view/1173.